64% of gen Z in Indonesia still depend on parents financially, new study finds
Thekabarnews.com—On a more general level, the high cost of living and the tough competition for jobs are increasingly depriving young people of financial independence. Indonesian Gen-Z are...
Thekabarnews.com—On a more general level, the high cost of living and the tough competition for jobs are increasingly depriving young people of financial independence. Indonesian Gen-Z are increasingly facing the issue of financial dependency.
Lalana found that 64 percent of Indonesians aged 18 to 28 years in March 2026 were still financially dependent on their parents for daily necessities.
The findings show young people are under increasing economic pressure from low pay and rising costs of housing, transport, education, and essentials.
Many Gen Z workers say their pay doesn’t always keep up with inflation and the cost of living in cities. Therefore, it is harder to achieve financial independence.
And the job market is more competitive, especially for fresh graduates or starters. Thus, it is difficult for them to get a stable, high-paying job.
Young people, both in higher education and in the workforce, are frequently in a precarious financial situation. The study also discovers a domino effect from earlier generations.
About 56 percent of parents say they are financially stretched because they continue to support their adult children longer than they ever thought they would be economically independent.
It is not about laziness; it is about financial pressure in the system. Gen Z is working hard, but unpredictable pay, contract work, and high living costs make long-term planning extremely difficult.
This often means delaying things like marriage, buying a home, and having children. Many young people are putting off marriage, saying they cannot afford the financial responsibilities of a family.
The dream of owning a home is becoming more and more elusive for many young workers. This is especially true in big cities where property prices are rising faster than wages.
Such long-term dependency creates emotional pressures for parents and children and can strain family relationships, financial planners say.
Parents may want to continue to help, and young adults may feel guilty and frustrated at their lack of independence.
It’s a broad-based improvement in the economy that includes more job creation, more equitable wage growth, access to affordable housing, and more financial literacy for younger generations.
But without greater structural support, financial dependence can be a pattern of society, not a transition.
Lalana’s report reflects the realities many young Indonesians are facing today: adulthood is no longer a financial guarantee. For many Gen Z members, independence is less about what they’ll do alone than whether the economy will let them.
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